Why Home Builders Should use Fleet Fuel Cards

Fuel cards are powerful fleet management tools, ideal for any industry that relies on vehicles, such as residential construction. Since home builders often manage dispersed teams, multiple job sites and a fleet of vehicles, fuel expenses and vehicle tracking can be challenging to navigate. With fleet cards, business owners and managers have access to technology that can help control and simplify this challenge.

Security features, combined with purchase controls, give fleet managers and construction business owners a level of protection traditional credit cards just can’t match.

Fuel cards, particularly those offered through the Chevron and Texaco network, provide actionable solutions for cost control, operational visibility and driver accountability — features that small to mid-sized home builders often overlook but desperately need.

A Chevron fleet fuel card simplifies fleet management for home builders by delivering robust control over driver spending, comprehensive tracking of fuel purchases and vehicle expenses, plus substantial savings through discounts and rebates at an accessible nationwide network of stations. Chevron fleet cards optimize fleet productivity for home builders and reduce costs with advanced security features, across all drivers and vehicles.

Managing Fuel Expenses with Precision

Fuel costs are a significant portion of any construction company’s operating budget. Without oversight, even a small team of drivers and trucks can create unpredictable, excessive spending. Fleet fuel cards centralize fuel purchases, creating a single account for all vehicles and employees. This eliminates the need for cash reimbursements or out-of-pocket expenses, reduces paperwork and simplifies accounting across multiple projects.

Chevron and Texaco Business Cards are equipped with detailed reporting tools that help fleet managers monitor every transaction down to the gallon, dollar and mile — showing when a purchase was made, at which location, for how much and by which driver. This granular level of insight is critical for maintaining budgets and preventing unauthorized spending.

Increased Control and Spending Limits

With Chevron and Texaco fleet cards, home builders gain complete control over driver spending. Managers can set daily, weekly or monthly limits, control fuel types (e.g., unleaded vs. diesel), restrict non-fuel purchases and even limit fill-ups by time of day or geographic location. These controls ensure only approved purchases occur, preventing misuse and reducing the risk of fraud.

Fleet cards like the Chevron Business Access Card and Chevron Business Access Flex Card offer flexibility. Both cards are accepted at over 95% of U.S. fuel stations, making them ideal for teams that work in both urban and rural sites. The Business Access Flex Card adds a revolving credit line and broader credit card-style utility, giving businesses even more financial agility.

Efficient Tracking and Telematics Integration

Fuel cards can be used for so much more than simply a way to purchase fuel and fleet-related items — they can help improve fleet tracking and analytics. When integrated with GPS and telematics systems, like those offered by WEX, managers gain near real-time visibility into vehicle locations, time spent on job sites and route efficiency. For home builders operating in multiple neighborhoods or cities, this means better scheduling, fewer delays and streamlined coordination between sites.

Accurate time and location data from fuel card-enabled tracking systems can also help validate employee hours, reduce side jobs and optimize daily operations. Builders know when and where their vehicles are, reducing idle time and unnecessary mileage. Telematics tools also help detect unusual activity, monitor vehicle health and track driver behavior.

Improved Driver Accountability

Drivers are key to any construction operation, but without adequate oversight, even trusted employees can develop bad habits. Chevron fleet cards create digital footprints for every purchase, tying fuel usage directly to individual employees. When workers know every purchase is tracked and visible to management, it encourages responsible behavior and deters side jobs on company time.

Using tools like WEX telematics, fleet managers can identify risky driving habits such as speeding, harsh braking or unauthorized detours. Such behavior puts company vehicles and employees at risk. Managers can use this for performance evaluations, driver training or rewards programs that promote safe and efficient behavior.

Real Savings through Discounts and Rebates

Fleet fuel cards offer savings that credit cards or cash purchases can’t match. Chevron and Texaco Business Access and Business Access Flex Card users enjoy fuel rebates that directly reduce per-gallon costs. With up to 6¢ per gallon volume-based rebates on purchases made at more than 8,000 Chevron or Texaco fuel stations, the savings add up.

All three cards offered by Chevron and Texaco, including the Business Card, provide users with access to exclusive discounts on additional fleet-related items, such as auto parts, tires, hotels and more.

Streamlined Invoicing and Reporting

One of the greatest advantages of fleet cards is simplified administration. Consolidated billing with real-time transaction data makes reconciling expenses faster and more accurate. All card usage data is organized into reports that detail fuel usage, purchase activity and mileage by driver or vehicle. This helps accounting teams close books with fewer errors and less manual entry.

One of the greatest advantages of fleet cards is simplified administration.

These reports also support tax documentation, internal audits and regulatory compliance, giving small business owners peace of mind that their operations meet financial and legal standards.

Fuel Anywhere with Nationwide Acceptance

Chevron and Texaco fleet cards offer access to a comprehensive network of fueling stations across the U.S. — over 8,000 Chevron and Texaco locations and more than 300,000 additional stations through their extended network. This coverage ensures that wherever your crews are working, they have access to reliable, high-quality fuel.

Enhanced Security Against Fraud

Construction vehicles are targets for fuel theft and misuse. Fleet cards protect your business with PIN verification, driver IDs and real-time monitoring of purchase activity. With the Fleet SmartHub mobile app, managers can suspend or cancel cards instantly.

Security features, combined with purchase controls, give fleet managers and construction business owners a level of protection traditional credit cards just can’t match.

Ideal for the Construction Industry

Chevron and Texaco fleet cards are designed to address the unique challenges faced by the construction industry. Whether you’re running five trucks or fifty, managing subcontractors or building across counties, these cards offer the adaptability, tools and savings needed to scale with your business.

A Strategic Tool for Smarter Building

Fuel cards from Chevron and Texaco are end-to-end solutions that help construction businesses manage fuel expenses, improve operations and protect their vehicles and teams.

With robust reporting, widespread station access, fraud protection and clear savings through rebates and controls, these cards become more than payment methods — they’re strategic tools that drive smarter business decisions.

To learn more or find the right fuel card for your residential construction company, visit chevrontexacobusinesscard.com.